Life Assurance Savings

J. Debrincat Limited has been a trusted name in the insurance field for many years. It is a licenced Tied Insurance Intermediary for Life Assurance and Retirement Planning Product.

At our head office in Victoria Gozo. We provide a round the clock service for any of the following covers, we with your approval provide home or business visits:


  • Savings

MSver 50’s Plan

SavingsOur range of MSV Savings Plans provide you with an easy and disciplined way to save for your future. They can offer capital protection and attractive bonus rates through participation in the MSV With Profits Fund.

The MSV With Profits Fund is a time-tested, reliable and tax efficient method of saving which offers smoothed investment returns over time.

Our Regular Premium Savings Plans are designed to suit all purposes such as saving for your children’s future education, buying a car, saving for your dream holiday or for your daughter’s wedding. 

The MSV Savings Plans offer:

  • Option to choose how much you want to save and when
  • Excellent potential for a tax efficient stable medium to long-term capital growth
  • Peace of mind through a traditional and reliable way of investing.
  • Options to top-up your savings with one off investments
  • Option to designate beneficiaries to receive the value of the plan directly upon your death

MSV Flexi Plan

The MSV Flexi Plan allows you to save on a regular basis into the MSV With Profits Fund whilst offering you the option to include additional life insurance.

The MSV Flexi Plan at a glance
Type of Plan   Regular “with-profits” savings plan offering a combination of optional Life Cover and Investment 
Minimum Premiums Annually - €480 Half-Yearly - €240
Quarterly - €120 Monthly - €40
Age at Entry Minimum 18 years, maximum 69 years
Additional Top-Ups Minimum €500. Number of Top-Ups unlimited.
Applicant Single or joint
Additional Benefits
  • Free Terminal Illness (available for ages between 18 and 39 at inception)
  • Free Guaranteed Insurability (available for ages between 18 and 39 at inception)
  • Waiver of Premium
  • Injury Benefits
  • Permanent Total Disability
  • Accidental Death Benefit
  • Critical Illness
Funeral Expenses Benefit A partial pre-payment of the Death Benefit subject to a maximum of €2,500


MSV Child Savings Plan

Our Child Savings Plan has been designed to provide a simple and tax efficient way to save for your children’s future. Investing in the With Profits Fund means any bonuses once declared are guaranteed at maturity.


The MSV Child Savings Plan at a glance
Type of Plan Regular savings plan with additional life insurance
Minimum Premiums Annually - €480 Half-Yearly - €240
Quarterly - €120 Monthly - €40
Age at Entry 18 to 69 years
A maximum of 5 Children can be named in the policy. The child can be the legal owner, (with parents & guardian as an administrator). In this case the child has the right from age 18 to become the sole legal owner, without parental consent
Duration You select between 6 and 57 years (up to a maximum age of 75 of the parent)
Additional Top-Ups Minimum €250. Number of Top-Ups unlimited
  • Single or Joint Parents
  • Grandparents
  • Relatives
  • Legal Guardians
Additional Benefits Free Guaranteed Insurability (available for ages between  18 and 39 at inception)


Life Assurance Quote

Policies are tailor-made for your requirements.

MSV Life p.l.c. Unit-Linked Polices are linked to selected  Fidelity Funds and  La Valletta Funds.

MSV Life p.l.c. is licensed by the Malta Financial Services Authority to carry on long term business under the Insurance Business Act 1998

Contact Us!

+356 21553960

+356 99496807


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Saturday, January 18, 2020